Good News on Health Insurance

It’s not every day that we get good news regarding our health insurance. We often hear about rising premiums and deductibles, along with a shrinking pool of participating doctors and specialists.

 Well, not this time. Many AVMA Group Health and Life Insurance Trust medical plan participants will receive a premium credit due to the insureds’ health-care decisions that have helped the Trust control costs over the past year. The GHLIT Board of Trustees recently authorized issuance of a premium credit to active GHLIT medical plan participants who were AVMA members covered from May 1, 2008 to April 30, 2009. The credit is equal to 5 percent of the insured’s annualized premium based on eligibility information as of August 2009. The credit will appear on November premium invoices.

 But wait. The good news doesn’t stop there. The Trust also announced that its cost-containment efforts mean that there will be no rate increase this year for many GHLIT medical plans – a move that counters national trends of annual premium increases.

 Dr. DeHaven and I want to thank our GHLIT representatives and many of you for helping us control costs. The premium credit and the maintaining of rates are both testaments to how we can have a positive impact on both our health and what we have to pay to stay healthy.

7 thoughts on “Good News on Health Insurance

  1. We are happy to address individual’s questions but prefer to handle member-specific discussions directly in order to protect the policyholders protected health information and/or personal policy information.

    While we have not made pharmacy benefit copay changes recently, we will be happy to investigate your concerns.

  2. Recently you switched the health insurance part d to a plan managed by medco where I have a reasonable co-pay but my wife pays a discounted rate which is virtually full price, What is going on?

  3. The AVMA GHLIT was very excited to announce the premium credit and flat renewal to its members. They wanted to insure that their members knew that they were being rewarded for the smart health care decisions they have made over the past year. In 2010 the marketing committee for the GHLIT is going to make a conscious effort to ‘go green’. As a result all communications regarding the GHLIT going out to the AVMA membership will ask for email addresses, because there is a very large portion of their participants for whom they do not have email addresses. The GHLIT marketing for 2010 will include email marketing, blogging and social networking ads. Your feedback is greatly appreciated.
    Libby Wallace

  4. We may as well be making plans to shut down gracefully the Group Health Insurance. hussein nobama is planning to destroy all the health care insurance companies. He cares not a whit about our health what he wants is complete control over the lives of the citizens of The United Socialist States of America.

  5. All well and good except the health insurance plan I was placed in for retired veterinarians was costing more than $1000 a month. After carrying AVMA insurance for approx. 30 years, last year I and another collegue finally had to draw the line and switch to a local health maintance organization. So far, even with a marked increase in health problems, the cost is still well below that what the AVMA was charging us. Someone from GHLIT keeps telling us what a good job they are doing for us, but guess would have to disagree from my perspective!!

  6. I think it’s great that we’re getting a rebate on premiums, but I’m perturbed that I’ve gotten at least 3 separate paper mailings informing me of the rebate – one for sure was a card that had that sole purpose (4 mailings if you include my premium billing). I think that’s a huge waste of paper and money – perhaps we’d get a bigger rebate if we didn’t do that?

  7. The 5% rebate is really nice, and I was excited about it. However, I noticed you had to join by may 1st and most of the new graduates from 2008 joined at the end of their student health insurance term (mid may to mid august, depending on the school). I am not sure if this was an oversight or if there was not enough extra money to include us poor new grads. In any case, I am glad the premiums did not go up! It helps a lot!